CA Risk Analytics Network is the payment industry’s only real-time card-issuer network that stops card-not-present fraud instantly for its network members. Card issuers can opt-in to the consortium-based network and benefit from a 25% reduction in fraud losses or a 35% reduction in false positives—a potential of $2.2 billion in savings—compared to results without access to the consortium data.1,2
As a cloud-based service, it incorporates an advanced neural network model, backed by unique real-time machine learning and networked device and entity reputation data to protect 3-D Secure card-not-present transactions. It learns from, and adapts to, suspected fraud, instantly closing the gap for potential fraud that uses the same card and/or device across the network. CA Risk Analytics Network provides faster, more accurate online fraud detection and prevention, reducing fraud losses while streamlining the online shopping experience.
CA Technologies payment security solutions have protected billions of online transactions supporting hundreds of millions of cards and thousands of card portfolios worldwide. CA Risk Analytics Network is suitable for card issuers with portfolios of any size: from global-scale card-issuing banks with millions of cardholders to smaller or regional financial institutions. Additionally, CA Risk Analytics Network is equally suitable for issuers who manage their own card processing or leverage the services of a card processor.