CA Arcot TransFort is an access control server (ACS) that provides 3-D secure authentication and fraud prevention services for card processors and issues. The service is delivered as a cloud-based offering and provides multiple layers of protection and identity verification during cardholder-not-present shopping transactions.
The new Safe Shopping system at Cal Credit Card serves 1.7 million customers and enables Cal Credit Card to implement the 3-D Secure program quickly to reduce the risk of fraud in card-not-present transactions.
"We implemented the Safe Shopping project in order to increase our customers’ confidence in making purchases online. CA Technologies solutions allow us to verify the cardholder's identity in real-time, while preserving an excellent user experience,” commented Elad Saar, project manager, Cal Credit Card Company.
In order to take advantage of the new service, Cal Credit Card customers must sign up to use the service on Cal Credit Card’s website, or during their first web purchase with Cal Credit Card. During the next online purchase, customers will then be asked to enter their personal password details in order to verify they are the cardholder.
“We chose CA Technologies Advanced Authentication solution because it supports the 3-D Secure protocol, which helps Cal Credit Card comply with the Payment Card Industry standard. This gives our customers increased confidence that their transactions are secure,” added Saar.
“We are delighted that Cal Credit Card has chosen our advanced authentication technologies to help secure its online shopping payment system. CA Advanced Authentication helps assure cardholders, card processors and issuers that the transactions taking place online have an added level of security,” said Shai Onn, country manager, CA Technologies Israel.
Cal is owned by Israel Discount Bank (71.8%) and the First International Bank of Israel (28.2%). Cal issues and settles Visa, MasterCard, and Diners (issued exclusively in Israel by Cal) credit cards, and provides a wide range of issuing and clearing services, as well as payment solutions, to 1.7 million cards and 50,000 businesses. Cal employs1,500 people, including 500 customer service representatives who provide personal and professional service.