Education & Training

Services & Support



{{search ? 'Close':'Search'}}

Layer7® Payment Security Suite

(formerly CA Payment Security Suite)

See how to lower CNP abandonment rates, increase revenue and reduce costs with one powerful solution.

View Video [3:46]

Related Videos


Fight fraud with global diverse data, predictive analytics and machine learning capabilities.

Issuers face billions of dollars in chargebacks and disputes as a result of card-not-present (CNP) fraud. Tackling this challenge requires minimizing risk and false declines while enabling a frictionless cardholder experience. Layer7 Payment Security solutions provide the power to do just that. And they give you a big step forward in lowering costs and motivating customers to choose your card over others.

Layer7 Payment Security Suite (formerly CA Payment Security Suite) taps into our comprehensive network of cardholder transaction data—across issuers and merchants. The unique CA global fraud risk network and industry-leading data science provides you with highly accurate decision-making. And our patented predictive analytics and machine learning capabilities leverage the extensive and diverse data provided through EMV® 3-D Secure (EMV® 3DS).

With a multidimensional view of transaction behavior, Layer7 Payment Security Suite analyzes and compares connections among card and device activities as they happen. The platform adapts to fraud patterns in real time by leveraging this transaction intelligence and data.

And when we say real time, we mean real time. With Layer7 Payment Security Suite, a score arrives during the transaction, not after. And it’s used automatically—so you can take action to avoid fraud before it happens.


Risk-based authentication means more legitimate sales.

When it comes to online transactions, consumers expect both fraud protection and smooth transactions. And creating better shopping experiences for cardholders is good for business—keeping your card top-of-mind and top-of-wallet.

The vast amount of valuable data available with EMV 3DS can play a pivotal role in your authentication strategy—greatly reducing the number of transactions challenged. And by supporting a wider range of devices, EMV 3DS payments can run in both browser-based and in-app solutions, for a consistent look and feel across all merchant interfaces.

With Layer7 Payment Security Suite you have the flexibility and freedom to set your preferred fraud thresholds, which determine when step-up authentication should be introduced. Legitimate cardholders don’t have to deal with the hassle of multiple authentication steps, while the bad guys are more likely to be rejected.

Multi-factor authentication (MFA) not only reduces fraud risks, it is also necessary to comply with governmental regulations such as the European Banking Authority’s Payment Services Directive (PSD2).

Bottom line? There’s no need to compromise—strike the right balance with Layer7 Payment Security Suite and stay in control.



Multiple Types of Authentication

Simple User Experience

Flexible Policies for Different Use Cases

Capable of Functioning Offline

Difficult for a Fraudster to Steal


Find out more about fighting CNP fraud and protecting customer identity across the enterprise.

EMV 3-D Secure: Enhanced Data Driving Better Customer Experiences

EMV 3DS is transforming the fraud prevention landscape. Find out what steps the analyst firm Aite Group recommends.

Laying the Foundation for Better Intelligence with EMV® 3-D Secure

Advances in data science are enabling issuers to avoid fraud before it happens. Learn how you can get a competitive edge.

Fighting CNP Fraud with Data Intelligence

Online merchants are in a race to fight fraud. Get a competitive advantage with EMV 3DS.

Get in touch with CA.