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Layer7® Merchant Risk Analytics

Reduce CNP fraud and maximize legitimate sales while enabling a streamlined customer experience.

View Aite Group White Paper

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| OVERVIEW

Gain real-time visibility and control over all your eCommerce transactions.

You want payment security that doesn’t get in the way of business. With Layer7 Merchant Risk Analytics, you get just that—a fraud prevention solution that stops illicit transactions in real time, without disrupting the customer experience.

Our global consortium network and industry-leading data science enable highly accurate decision-making. And our patented predictive analytics take advantage of the rich data provided through the EMV® 3-D Secure protocol.

With Layer7 Merchant Risk Analytics, your business benefits from CA Technologies, A Broadcom Company leadership in fighting card-not-present (CNP) fraud through the combination of:

  • Billions of transactions authenticated
  • Patented neural network models
  • Powerful risk learning and scoring
  • Unsurpassed expertise in 3-D Secure

Our instant analysis of multidimensional, large-scale data enables transparent fraud assessment during transactions—not after. Even better, our unique machine learning capabilities mean each assessment is a little smarter than the last.

Now you can have the insights you need to reduce losses as well as false declines.

| AUTHENTICATION

Frictionless authentication means more legitimate sales.

With Layer7 solutions, you gain the ability to automatically identify and allow genuine transactions to go through unchallenged. And challenge decisions can be made with more confidence.

Our powerful authentication tools are both flexible and scalable, giving you options for verifying customers quickly and easily. This means that legitimate cardholders don’t have to deal with the hassle of multiple authentication steps, while the bad guys are more likely to be rejected.

Plus, we help you comply with governmental regulations such as the EU Payment Services Directive (PSD2) as well as issuer-mandated authentication programs.

Bottom line? There’s no need to compromise—strike the right balance with Layer7 Merchant Risk Analytics.

Real-Time Analytics

Identify and stop fraud in real time using EMV 3-D Secure data and predictive neural networks.

WHERE IS THE USER?
WHAT DEVICE IS BEING USED?
WHAT IS THE USER TRYING TO DO?
IS THE ACTION CONSISTENT WITH HISTORY?

Global Data Network

Gain unique visibility with scheme-agnostic data from issuers and merchants worldwide.

MULTIPLE CARDS ASSOCIATED WITH BAD DEVICE?
IS DEVICE CONFIRMED FRAUD?
WHAT’S HAPPENED AT OTHER ISSUERS?

Strong Authentication

Step-up authentication identifies the cardholder with a wide range of options.

OTP VIA SMS
PUSH NOTIFICATION
BIOMETRICS
MOBILE OTP

| RESOURCES

Learn more about the changing world of eCommerce authentication.

EMV 3-D Secure: More Approvals, Fewer Losses for Merchants

EMV 3DS is transforming the fraud prevention landscape. Find out what steps the analyst firm Aite Group recommends.

Laying the Foundation for Better Intelligence with EMV® 3-D Secure

Advances in data science are creating new opportunities for merchants around the globe. Learn how you can get a competitive edge.

Fighting CNP Fraud with Data Intelligence

Online merchants are in a race to fight fraud. Get a competitive advantage with EMV 3DS.

Get in touch with CA.